Are you looking for specific information on smoking and life insurance? Whether or not you smoke can have a drastic impact on the life insurance policy you choose. There are particular questions you should ask and things that you should know when requesting an insurance policy for a smoker. The following articles can help you answer some of those questions.
There are some factors in deciding whether or not a particular life insurance type is right for you. One important factor to consider is if you want a term life policy or not. The articles below explain in detail what term life insurance is and how it is different.
The following articles explain more in depth about American Life Direct and the insurance options that we have to offer. If you are looking to learn more about our insurance company, these articles should anaswer your questions.
This web site is owned and operated by Spectrum Direct Insurance Services, Inc. in
accordance with its privacy policy and is not affiliated with Liberty Life Insurance
Company or Garden State Life Insurance Company. Seymour Alter is the licensed agent.
Information submitted in an insurance application will be used by Liberty Life and
Garden State Life in accordance with their privacy policies. The Liberty Life product
is available to U.S. and Canadian citizens residing in the United States except for
residents of New York and Alabama who are eligible for Garden State Life products.
The products are not available to individuals residing outside the U.S. Two (2) year
contestability and suicide period (1 year in CO and ND). In MO, suicide within 2 years
does not prevent payment of benefits unless suicide was intended at time of application.
Liberty Life Form Number ST(01-03), et al; Garden State Life Form Numbers
GSA22, GSA23NY;GSA040, GSA040NY.
